When you’re looking for a new vehicle, you have to not only decide what type of vehicle you want, but also if you want to buy or lease. Not sure whether you should lease or buy? We've compared the benefits of leasing and financing so you can best determine which will fit your lifestyle best. Which road will you take?

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Lease

Freedom Means Flexible Options.

If you like to change things up every few years, or if you're looking to lower your monthly payment, leasing with Lovering Volvo Cars Concord may be the option for you. Drive a new Volvo for a set amount of time and number of miles, and return it to the dealership at the end of your term. With a variety of lease options, you can choose the term and mileage that best fits your lifestyle and payment needs.

Man driving down the road in a 2021 Volvo S60

When you lease a vehicle, you do not own it. You pay to use it during the term of your lease, allowing you to drive the latest models.

Volvo Salesman discussing options with a customer

Since you pay for the vehicle's depreciation, plus applicable taxes and fees instead of the purchase price, you can drive a premium vehicle for less than you might with financing over a similar term.

2021 Volvo V60 driving down the road

We offer a variety of mileage options for you to choose from to meet your driving needs. Whatever you choose as your base mileage option, you'll retain the opportunity to purchase more miles later on.

Two women talking to a Volvo sales woman

At the end of the lease, you have the flexibility to return your leased vehicle to your Dealer, purchase it for a predetermined price, or buy or lease a new Volvo vehicle.

Finance

Enjoy the Pride of Ownership.

If you can't wait to make this Volvo your own-customize it however you wish and drive it to the ends of the earth-then financing is the way to go. Financing your vehicle allows you to make payments for a selected term, and at the end of that term, the car is yours. That means total ownership and maybe even equity.

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You own the vehicle outright after your financial obligations are met, and you can sell your vehicle or trade it in at any time.

payments

A finance contract sets a number of payments over a term. These monthly payments will typically be higher than if you were leasing the same vehicle over a similar term. To pay your balance off faster, pay more against the principal.

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You may drive as many miles as you want. However, if you decide to sell or trade in your vehicle, the mileage may impact its value.

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Since you are making payments toward the ownership of your vehicle, you can customize it at any time.

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Since the vehicle will be yours once you pay off your contract, there are no charges for excessive vehicle wear and use. If you decide to sell or trade in your vehicle, the excessive wear and use may impact its value.

Reasons Why You Should Finance Or Lease A Volvo

If you are looking for more information on whether it's better to lease or finance a new vehicle, our team is ready to help. For easy and competitive financing options for a new Volvo in Concord, NH stop by and speak with a member of our finance team and find out how we can assist you. Our professional staff is prepared to provide the best options of whether it's best to Finance or Lease a new Volvo.

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